Individuals who are eligible for Medicaid and also enrolled in Medicare Parts A and B are sometimes referred to as “full duals.” Unlike individuals with partial-benefit dual eligibility, who only receive help with some Medicare costs, full duals receive all the Medicaid benefits in their state as well. These benefits vary by state, but may include additional coverage for long-term care. Full duals are also eligible for Medicare Advantage Dual Special Needs Plans (D-SNPs).
Medicare Advantage Dual-Eligible Special Needs Plans (D-SNPs), offered by private insurance companies, bundle Medicare benefits and are designed to specifically meet the needs of people who have both Medicare and Medicaid. This allows the insurance company to designate those funds more effectively and offer additional benefits that are more specific.
These plans may include additional benefits like: